Important Information for Students That Attended Dream Center Schools That Closed in December 2018

On Nov. 8, 2019, the U.S. Department of Education (ED) announced that it had extended the closed school discharge period to June 29, 2018, for students who attended 24 schools owned by Dream Center Education Holdings (DCEH) and which closed in December 2018. ED also announced automatic loan cancellations for students who attended five DCEH-owned schools. As is the case with all school closures, students who received Federal Pell Grants at the closed school will automatically have their Pell eligibility restored.

ED has updated the list of schools for which students will be entitled to an extended look-back period to include four schools that announced their closure in June or July 2018, but did not close until March 2019, and to add the Art Institute of Colorado (two locations), the Illinois Institute of Art (Chicago and Schaumburg) and the Art Institute of Michigan (Novi) to the list of extended look-back schools.

Expanded Eligibility Window for Closed School Loan Discharge

As a student loan borrower, you may be eligible for a closed school loan discharge of the federal student loans you borrowed to attend a DCEH-owned school under any of these circumstances:

  • Your DCEH-owned school listed below announced in June or July 2018 that it would be closing. Most of these campuses closed by the end of December 2018, but several continued to operate until March 2019. If you were on an approved leave of absence from your DCEH-owned school, for purposes of the federal student aid programs, you are considered to have been enrolled;
  • You withdrew from all classes at a DCEH-owned school named below on or after June 29, 2018. A closed school loan discharge normally applies only if you withdrew from your school within 120 days of the school’s closure date, or if you were attending when the school closed. However, ED made an exception for the schools listed below to expand the window back to June 29, 2018; or
  • You transferred from one DCEH-owned school to another following the June or July 2018 announcement of the closure of your school, and the other DCEH-owned school to which you transferred closed in March 2019.

Contact your federal loan servicer or visit StudentAid.gov/closedschool to learn more about all of the closed school loan discharge eligibility requirements and the process. Completed closed school loan discharge applications must be returned to your loan servicer.

The expanded window of eligibility for a closed school loan discharge applies to the following DCEH-owned schools that announced their closure in June or July 2018 and closed in December 2018 or March 2019:

Institution Name

Location

The Art Institute of Phoenix

Phoenix, AZ

Argosy University - Inland Empire

Ontario, CA

Argosy University - San Francisco Bay Area

Alameda, CA

Argosy University - The Art Institute of California - Sacramento

Sacramento, CA

Argosy University - The Art Institute of California - Inland Empire

San Bernardino, CA

Argosy University - San Diego

San Diego, CA

Argosy University - The Art Institute of California - San Francisco

San Francisco, CA

Argosy University - The Art Institute of California - Orange County

Santa Ana, CA

Argosy University - Denver

Denver, CO

The Art Institute of Colorado (two locations)

Denver, CO

The Art Institute of Fort Lauderdale

Fort Lauderdale, FL

The Art Institute of Fort Lauderdale - Harbor Place Building

Fort Lauderdale, FL

Argosy University - Sarasota

Sarasota, FL

Argosy University - Schaumburg

Schaumburg, IL

The Illinois Institute of Art - Schaumburg

Schaumburg, IL

The Illinois Institute of Art

Chicago, IL

The Art Institute of Phoenix - The Art Institute of Indianapolis

Indianapolis, IN

The Illinois Institute of Art - The Art Institute of Michigan

Novi, MI

Miami International University of Art & Design - Art Institute of Charlotte

Charlotte, NC

Miami International University of Art & Design - Art Institute Raleigh

Durham, NC

The Art Institute of Portland

Portland, OR

The Art Institute of Portland - Industrial Design Workshop

Portland, OR

The Art Institute of Portland - Culinary Arts Facility

Portland, OR

The Art Institute of Philadelphia (two locations)

Philadelphia, PA

The Art Institute of Atlanta - The Art Institute of Charleston

Charleston, SC

The Art Institute of Atlanta - Art Institute of Tennessee-Nashville

Nashville, TN

Argosy University - Nashville

Nashville, TN

Argosy University - Dallas

Dallas, TX

Argosy University - Salt Lake City

Draper, UT

Argosy University - UT National Guard Base, SLC

Salt Lake City, UT

The Art Institute of Atlanta - The Art Institute of Washington

Arlington, VA

Loan Cancellations for the Art Institute of Colorado, the Illinois Institute of Art (Chicago and Schaumburg), and the Art Institute of Michigan (Novi)

If you attended the Art Institute of Colorado (two locations), the Illinois Institute of Art (Chicago, IL; Schaumburg, IL), or the Art Institute of Michigan (Novi, MI), your schools were subject to an action by their accreditor solely as a result of the change of ownership from Education Management Corporation to DCEH. As a result of the accreditor action, you may be unable to transfer credits earned at those schools after Jan. 20, 2018. ED is not in agreement that the institutions were not in an accredited status for the period between Jan. 20, 2018 and the schools’ closure in December 2018. However, given that students’ transcripts have been marked to indicate that the schools were not accredited during that time period, and the fact that those schools have now closed, students may be unable to transfer credits earned at the former school to another school. Therefore, we do not believe that you should have a repayment obligation for loans taken in association with your enrollment for the term in which Jan. 20, 2018 fell, or for any subsequent terms through your school’s closure. Those loans will be cancelled.

There is nothing you need to do for the loans described above to be cancelled.

However, unless you apply for and are granted a closed school loan discharge under the extended window described above, you must repay loans that you received for any term prior to the term which included Jan. 20, 2018. You will receive a separate notice from your loan servicer about which loans have been cancelled and which loans you still have, if any.

Please note that all cancellation actions have been processed by ED and your servicer. Your loan records have been updated to reflect those cancelled loans.

Loans are being cancelled for students enrolled between Jan. 20, 2018, and Dec. 14, 2018 at the following DCEH-owned schools only:

Institution Name

Location

The Art Institute of Colorado (two locations)

Denver, CO

The Illinois Institute of Art

Chicago, IL

The Illinois Institute of Art - Schaumburg

Schaumburg, IL

The Illinois Institute of Art - The Art Institute of Michigan

Novi, MI

ED is continuing to review the facts regarding the Art Institute of Colorado, the Illinois Institute of Art, and the Art Institute of Michigan, the results of which may further extend the look-back period for closed school loan discharge. If the look-back period is further extended, students attending those schools would be notified of any additional loans that could be discharged.

Information About DCEH School Closures in March 2019

Some DCEH-owned schools, whose closure had not been announced in June or July 2018, precipitously closed in March 2019. Visit StudentAid.gov/closures for a fact sheet, recorded webinar, and other information about the March 2019 closures. However, if you attended one of the schools identified above, which announced its closure in June or July 2018 and then closed in either December 2018 or March 2019, you are entitled to a closed school loan discharge under the extended window described above.