If your loan servicer receives acceptable documentation of your death, your federal student loans will be discharged.

Learn more about discharge due to death and what documentation is needed for discharge.

Discharge Due to Death

Federal student loans will be discharged due to the death of the borrower or of the student on whose behalf a PLUS loan was taken out.

What happens to my loans if I die?
What happens to my parent’s PLUS loan if my parent dies or if I die?
What proof of death is needed to discharge a loan?


What happens to my loans if I die?

If you die, then your federal student loans will be discharged after the required proof of death is submitted.

 


What happens to my parent's PLUS loan if my parent dies or if I die?

Your parent's PLUS loan will be discharged if your parent dies or if you (the student on whose behalf your parent obtained the loan) die.

 


What proof of death is needed to discharge a loan?

The loan will be discharged if a family member or other representative provides the loan servicer acceptable documentation of the borrower's or parent's death. Acceptable documentation includes an original death certificate, a certified copy of the death certificate, or an accurate and complete photocopy of one of those documents. For more information about documentation requirements, contact your loan servicer.