Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
Your monthly student loan payments will begin again after the COVID-19 emergency relief ends. Here are six things you can do to prepare—and to make payments more affordable if need be.
Learn how marriage affects your income-driven student loan payments and discover repayment options.
Teachers with federal student debt have four loan forgiveness program options if they have: Public Service Loan Forgiveness, Teacher Loan Forgiveness, Perkins Loan Cancellation for Teachers, and state-sponsored student loan forgiveness programs. Know which ones you may be eligible for and learn tips for weighing the options.
Use the student loan calculator from the U.S. Department of Education’s office of Federal Student Aid called Loan Simulator to find out how much you should borrow, and which repayment plan is right for you.
Learn how to fill out the IRS form 1098-E to deduct a portion of the interest you paid on your 2021 federal tax return if you made federal student loan payments last year.