Your monthly student loan payments will begin again after the COVID-19 emergency relief ends. Here are six things you can do to prepare—and to make payments more affordable if need be.
Loan Repayment
Learn about FFEL Program loans and how our relief programs affect you if you have one.
Use the student loan calculator from the U.S. Department of Education’s office of Federal Student Aid called Loan Simulator to find out how much you should borrow and which repayment plan is right for you.
Learn how to fill out the IRS form 1098-E to deduct a portion of the interest you paid on your 2022 federal tax return if you made federal student loan payments last year.
Don’t fall victim to a scam: the U.S. Department of Education offers some legitimate student loan forgiveness programs and ways to lower your student loan payments—all free to apply for through your official loan servicer.
Learn five manageable ways to pay off your student loans faster and save money.