If your student loan payments are too high compared to your income, you might be able to switch to a different repayment plan. Applying is free.
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Loan Repayment
If you get a total and permanent disability (TPD) discharge, you don’t have to repay your federal student loan(s) or complete your TEACH Grant service obligation. As of May 2023, around 492,000 borrowers have gotten loan forgiveness through TPD discharge. Check out these three ways to qualify.
Learn about the eligibility requirements for federal student loan forgiveness and repayment programs.
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Explore six things to know about the newest income-driven repayment (IDR) plan—the Saving on a Valuable Education (SAVE) Plan.
Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
Learn ways to prepare for your upcoming student loan payments, whether you’re starting payments for the first time or coming back to repayment after a temporary payment pause. 1 Get info about your payment. Make sure your contact information is up to date in your profile on your loan servicer’s…