Use the student loan calculator from the U.S. Department of Education’s office of Federal Student Aid called Loan Simulator to find out how much you should borrow, and which repayment plan is right for you.
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Tips for Success
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Some high school graduates who intended to go to college don’t enroll for Fall classes. It’s a phenomenon known as “summer melt.” Take steps now to make sure your college plans don’t get derailed. Stay in contact with your school, read your mail, track your activities, and check the status of your financial aid.
Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
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Misleading information about your FSA ID (account username and password) could affect your eligibility for federal student financial aid programs. Get the facts.
Learn how marriage affects your income-driven student loan payments and discover repayment options.
Understand the basics of scholarships, and get tips on how to apply for them.
If you did not receive enough financial aid to cover your school expenses, there are other ways to pay for your education, if you know where to look.