Use the student loan calculator from the U.S. Department of Education’s office of Federal Student Aid called Loan Simulator to find out how much you should borrow, and which repayment plan is right for you.
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Tips for Success
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Teachers with federal student debt have four loan forgiveness program options if they have: Public Service Loan Forgiveness, Teacher Loan Forgiveness, Perkins Loan Cancellation for Teachers, and state-sponsored student loan forgiveness programs. Know which ones you may be eligible for and learn tips for weighing the options.
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We’ll answer frequently asked questions about how the suspension of payments or other coronavirus-related changes will impact your progress in the Public Service Loan Forgiveness (PSLF) or Temporary Expanded Public Service Loan Forgiveness (TEPSLF) programs.
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Get a recap of repayment flexibilities and relevant considerations due to the COVID-19 emergency for student loan borrowers.
Learn how to fill out the IRS form 1098-E to deduct a portion of the interest you paid on your 2020 federal tax return if you made federal student loan payments last year.
Don’t fall victim to a scam: the U.S. Department of Education (ED) offers some legitimate student loan forgiveness programs and ways to lower your student loan payments–all free to apply for through your official loan servicer.