To get a parent or graduate PLUS loan, you can’t have an adverse credit history. If your PLUS loan application is denied based on the credit check results, don’t lose hope—you still have options. Find out how to get the money you need for school.
Tips for Success
Are you unsure about applying for Public Service Loan Forgiveness (PSLF)? Over $34 billion of federal student loan debt has been forgiven under PSLF and Temporary Expanded Public Service Loan Forgiveness (as of March 2023). Join the PSLF success stories with these four tips.
Don’t fall victim to a scam: the U.S. Department of Education offers some legitimate student loan forgiveness programs and ways to lower your student loan payments—all free to apply for through your official loan servicer.
Learn what to do if an employee asks you to certify their employment and digitally sign their Public Service Loan Forgiveness (PSLF) form.
Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
Prepare yourself for college or career school with this helpful info about financial aid, budgeting, time management, and more.
Use the student loan calculator from the U.S. Department of Education’s office of Federal Student Aid called Loan Simulator to find out how much you should borrow and which repayment plan is right for you.