An Office of the U.S. Department of Education
To get a parent or graduate PLUS loan, you can’t have an adverse credit history. If your PLUS loan application is denied based on the credit check results, don’t lose hope—you still have options. Find out how to get the money you need for school.
Use the student loan calculator from the U.S. Department of Education’s office of Federal Student Aid called Loan Simulator to find out how much you should borrow and which repayment plan is right for you.
Several relief measures are available during the COVID-19 emergency, including tuition refunds and credits, emergency grants, and enrollment flexibilities. Learn about these relief measures and find info about transferring schools or postponing your next term.
Learn how to fill out the IRS form 1098-E to deduct a portion of the interest you paid on your 2022 federal tax return if you made federal student loan payments last year.
Don’t fall victim to a scam: the U.S. Department of Education offers some legitimate student loan forgiveness programs and ways to lower your student loan payments—all free to apply for through your official loan servicer.
Teachers with federal student debt have four loan forgiveness program options: Public Service Loan Forgiveness, Teacher Loan Forgiveness, Perkins Loan cancellation for teachers, and state-sponsored student loan forgiveness programs. Know which ones you may be eligible for and learn tips for weighing the options.
Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
