Because of legislation passed by Congress, monthly federal student loan payments began again in October 2023. Learn ways to prepare for your upcoming student loan payments, whether you’re starting payments for the first time or coming back to repayment after a temporary payment pause.
Get a sense of what’s next if the U.S. Department of Education transfers one or more of your federally owned student loans to a new servicer.
Explore six things to know about the newest income-driven repayment (IDR) plan—the Saving on a Valuable Education (SAVE) Plan.
Compare federal student loan repayment plans, including the new Saving on a Valuable Education (SAVE) Plan, using our student loan calculator to see which plan best meets your goals.
If your student loan payments are too high compared to your income, you might be able to switch to a different repayment plan. Applying is free.
Learn about the eligibility requirements for various federal student loan forgiveness and repayment programs.