An Office of the U.S. Department of Education
Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
Learn about the eligibility requirements for federal student loan forgiveness and repayment programs.
Prepare for student loan repayment by learning about repayment plans, the benefits of auto pay, and the consequences of missed payments.
Use our student loan calculator to compare federal student loan repayment plans.
Learn seven things you should do to prepare to pay for school after you submit your Free Application for Federal Student Aid (FAFSA®) form.
If you get a total and permanent disability (TPD) discharge, you don’t have to repay your federal student loan(s) or complete your TEACH Grant service obligation. Learn more about the three ways to qualify and how to apply online.
