An Office of the U.S. Department of Education
Prepare for student loan repayment by learning about repayment plans, the benefits of auto pay, and the consequences of missed payments.
If your student loan payments are too high compared to your income, you might be able to switch to a different repayment plan. Applying is free.
If you didn’t receive enough financial aid to cover your school expenses, there are other ways to pay for your education—if you know where to look.
Learn how marriage affects your income-driven student loan payments and discover repayment options.
Use our student loan calculator to compare federal student loan repayment plans.
Learn about the eligibility requirements for federal student loan forgiveness and repayment programs.
