Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
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Loan Repayment
If your student loan payments are too high compared to your income, you might be able to switch to a different repayment plan. Applying is free.
Learn how marriage affects your income-driven student loan payments and discover repayment options.
Learn about the eligibility requirements for federal student loan forgiveness and repayment programs.
Prepare for student loan repayment by learning about repayment plans, the benefits of auto pay, and the consequences of missed payments.
Use our student loan calculator to compare federal student loan repayment plans.