Consolidation combines your federal student loans into one loan with one monthly payment, but it has both pros and cons. Find out what you need to know before you consolidate.
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Loan Repayment
Become a PSLF Help Tool expert by reviewing the basics and our employer database tips.
Learn about the eligibility requirements for federal student loan forgiveness and repayment programs.
If your student loan payments are too high compared to your income, you might be able to switch to a different repayment plan. Applying is free.
Explore six things to know about the newest income-driven repayment (IDR) plan—the Saving on a Valuable Education (SAVE) Plan.
Manage your PSLF progress with the help of the online tools available on StudentAid.gov.