6 Steps for Students Filling Out the FAFSA® Form

FAFSA® Tips17 minutes

When you submit a Free Application for Federal Student Aid (FAFSA®) form, you’re gaining access to the largest source of federal student aid to help pay for college, career school, or trade school. This includes federal grants (such as a Federal Pell Grant), work-study funds, and federal student loans.

Completing and submitting the FAFSA form is free—and it’s for more than just federal student aid. States, schools, and some private aid providers also use the information you provide on your FAFSA form to determine your eligibility for their financial aid programs. So, make sure you complete your form before your school and state deadlines to be eligible for as much aid as possible.

If you’re new to filling out the FAFSA form, you may feel a little unsure of how to do it. We’re here to guide you through each section of the FAFSA form. Select a link below if you want to jump to information about a particular section of the form.

  1. Student Identity Information
  2. Personal Circumstances
  3. Demographics
  4. Financials
  5. Colleges and Career Schools
  6. Signature

When you’re ready to fill out your FAFSA form, you can get started at fafsa.gov. It takes most people less than an hour to complete the FAFSA form, including gathering any personal documents and financial information needed to complete it.

If you need help on any of the questions on the FAFSA form, you can select the question mark or info icons on each page for more information about that question. You can also chat with Aidan®, our virtual assistant, for help while you complete your form. To review all our FAFSA help topics, visit the “FAFSA® Help” page.

Important Information Before You Get Started

To avoid errors or possible delays with your FAFSA form, review the information below before you start filling it out.

Your StudentAid.gov Account

Before you can complete the FAFSA form online, you’ll need a StudentAid.gov account.

If you don’t already have an account, visit our “Creating Your StudentAid.gov Account” page to learn what you need to know. When you’re ready to create your account, go to StudentAid.gov/create-account.

Your Required Contributors

If you’re a dependent student, you’ll be required to provide parent information on the FAFSA form. In most cases, at least one parent will be identified as a contributor on your form. A contributor is anyone (you, your spouse, your biological or adoptive parent, or your parent’s spouse) who is required to provide information on the FAFSA form, sign the FAFSA form, and provide consent and approval to have their federal tax information transferred directly from the IRS into the form.

Any contributors identified to participate on your FAFSA form must have their own StudentAid.gov account to access and complete their required sections of the form.

Try the Who’s My FAFSA Parent? wizard to find out which parent(s) will need to participate on your FAFSA form. Using this tool takes most people less than 10 minutes.

The Who’s My FAFSA Parent? wizard helps save time by determining which parent(s) will need a StudentAid.gov account to be a contributor on your FAFSA form.
The Who’s My FAFSA® Parent? wizard can help you determine if your parent will be a contributor on your FAFSA form.

We recommend that you start your own FAFSA® form and complete your sections first to save time and prevent errors. However, if your parent contributor doesn’t have a Social Security number, then your parent should start the form first.

1

Student Identity Information

To start your FAFSA form, go to fafsa.gov. If you’re already logged in to your StudentAid.gov account, select “Start New Form.”

If you’re not logged in to your StudentAid.gov account, select “Log In To Start.” You’ll be taken to the “Log In” page where you’ll enter your username and password to log in to your StudentAid.gov account.

The first question will ask you who is starting the FAFSA form—select “Student.” You’ll then review a few pages with helpful information and videos about the FAFSA form. When you’re done, select “Start FAFSA Form” to be taken to the first section: “Student Identity Information.”

Information from your StudentAid.gov account will appear in this section—review this information to verify that it’s correct. If you need to update any of this information, you can do so in the account settings of your StudentAid.gov account.

Screenshot of the “Student Identity Information” section of the FAFSA form. A student’s information, including their name, date of birth, Social Security number, email address, mobile phone number, and permanent mailing address are displayed for them to verify.
Make sure your personal information is correct. To make any changes, access your account settings in your StudentAid.gov account.

Next, you’ll select your state of residence and provide the month and year that you became a legal resident of this state. Usually, this is the state where you live while not attending college, career school, or trade school. If you have questions about this, read our “State of Legal Residence” help article.

You’ll also provide consent and approval for your tax information to be transferred directly from the IRS into your FAFSA form. Even if you didn’t file taxes, you must provide consent and approval to be eligible for federal student aid.

2

Personal Circumstances

In this section, you’ll answer questions that will help determine your dependency status and eligibility for federal student aid.

First, you’ll answer questions about your marital status and your college or career/trade school plans.

On the “Student Personal Circumstances” page, you’ll see a list of circumstances. Select all the boxes that apply to you—if none apply, select “None of these apply.”

Screenshot of the “Personal Circumstances” section, which lists a series of statements for students to select all that apply. These statements include military status, having children or other dependents, and dependency status (orphan, ward of the state, foster care, emancipated minor, and/or under a guardianship).
Review the list of personal circumstances and select all that apply to you. If none apply to you, select “None of these apply.”

You’ll also be asked if you’re homeless or at risk of being homeless. If you answer yes, you’ll see an additional question about who made that determination.

If you selected “None of these apply” to the circumstances listed on the “Student Personal Circumstances” page, you’ll be asked if unusual circumstances prevent you from contacting your parent(s).

Students with unusual circumstances are able to submit the FAFSA form without parent information. Visit the link above to review examples of unusual circumstances.
If you have unusual circumstances that prevent you from contacting your parents or obtaining their information, you will be able to submit your FAFSA® form without parent information and signature.

After answering the questions on these pages, the FAFSA form will inform you of your dependency status (as determined by law) for federal student aid purposes. Your dependency status isn’t based on if you live with your parents, if they provide financial support, or if they claim you as a dependent on their taxes.

Screenshot continuation of the “Personal Circumstances” section, which informs the student that, based on their answers in the previous section, they are determined to be a dependent student. Below that, the student is asked if they would like to apply for a Direct Unsubsidized Loan only.
The FAFSA® form will inform you of your dependency status (as determined by law) for federal student aid purposes.

Instructions for Dependent Students

If the FAFSA form determines that you’re a dependent student, you’ll need to answer the question: “Are the student’s parents refusing to provide their information on this FAFSA® form?”

Important: If you change your response to “Yes” and complete your form without parent information, you won’t be eligible for a Federal Pell Grant or most other types of federal student aid. You will be eligible for a Direct Unsubsidized Loan only.

Being a contributor on the FAFSA form won’t make your parent(s) responsible for paying for your education costs, so make sure you select “Yes” only if your parent(s) refuse to participate on your FAFSA form.

On the following page, you’ll be asked questions about your parents, including their marital status, to determine who will be identified as a required contributor on your FAFSA form. Then you’ll enter information about your parent that was identified, including their name, date of birth, Social Security number (if they have one), email address, and mailing address (if they don’t have a Social Security number) in order to invite them to your form. To prevent errors, we recommend that you invite one parent only to your FAFSA form. Once that parent enters your form, the system will determine if your second parent needs to be invited.

Screenshot continuation of the “Personal Circumstances” section, which has text boxes for the student to enter the parent’s name, date of birth, Social Security number, and email address. Below, there is a button to “Send Invite.”
Enter personal information about your parent to invite them to your FAFSA® form.

If your parent already has their own StudentAid.gov account, make sure the information you enter here matches exactly the information your parent used when they created their StudentAid.gov account. If they haven’t created an account yet, ask your parent how their name appears on their Social Security card and use that. Don’t use any nicknames or suffixes—for example, don’t enter “Johnny” or include “Jr.” or “III” for the names John Paul Jr. or John Paul III.

If your parent has a Social Security number (SSN), but you’re not sure what it is, ask them for it. Don’t select “My parent doesn’t have an SSN” if they have one and you simply don’t know it. This can create delays with your form and your eligibility for aid.

If your parent doesn’t have an SSN, they’ll still be able to create a StudentAid.gov account to fill out their sections of your FAFSA form. Read the “How To Submit the FAFSA® Form if Your Contributor Doesn’t Have an SSN” page for additional instructions if this situation applies to you.

3

Demographics

This section will ask questions about your and your parents’ background. Some of these questions will help determine how much federal student aid you may be eligible to receive.

You’ll be asked about your sex, race, and ethnicity. If you prefer not to answer these questions, you can select “Prefer not to answer.” Your answers here won’t affect your eligibility for federal student aid, be used in any calculations, or be shared with any schools that you list on your FAFSA form. They are used for research purposes only.

Next, you’ll be asked about your citizenship status. You must be a citizen or eligible noncitizen to receive federal student aid.

Then, you’ll be asked about your parents’ education status. If you’re unsure, select “Don’t know.”

Screenshot of the “Student Demographics” section, which asks if either of the student’s parents attended college. The student can select “Neither parent attended college,” “One or both parents attended college, but neither parent completed college,” “One or both parents completed college,” or “Don’t know.”
Select the option that best describes your parent’s or parents’ education status.

You’ll also be asked if your parent or guardian was killed in the line of duty while either (1) serving on active duty as a member of the U.S. armed forces on or after the events of 9/11, or (2) performing official duties as a public safety officer.

Next, you’ll select your high school completion status. If you select high school diploma, you’ll need to provide information about your high school. After you enter your high school’s state and city, select “Search.” Then select your high school from the search results and confirm your school’s information.

Screenshot continuation of the “Student Demographics” section. There are text boxes to search for the correct high school by entering the location and name of the school. The screenshot displays the search results from the information the student entered.
Enter your high school’s city and state to find your school.

If you select state-recognized high school equivalent for your high school completion status, you’ll need to provide the type and the issuing state.

Screenshot continuation of the “Student Demographics” section, which asks students to select their high school completion status for the 2025–26 school year. The student selected “State-recognized high school equivalent (e.g., a GED certificate)” and will now need to select the type and the issuing state.
If you select state-recognized high school equivalent as your high school completion status, you’ll need to select the type and issuing state.

4

Financials

Next, you’ll enter your financial information, which will be used to determine your ability to pay for college, career school, or trade school. The questions in this section are different for dependent and independent students, so follow the instructions below that reflect your dependency status.

Note: Sometimes, your or your family’s finances may not accurately be reflected on the FAFSA form because of special financial circumstances. In this case, you should still follow all the instructions to submit your FAFSA form. Then, you should contact the financial aid office at the school you’re planning to attend to request an aid adjustment. Your school may ask you to provide documentation about your circumstances so that they can consider making an adjustment to your FAFSA information and aid offer.

Instructions for Dependent Students

The first question you’ll respond to in the “Financials” section is about your tax filing status.

Next, you’ll provide some additional financial information. Because you already provided consent and approval to transfer your tax information directly from the IRS into your form, your federal tax information may not be required in this section. However, you’ll still need to enter responses to any answer boxes that appear.

Remember: If you or your family has special financial circumstances, you should still follow all the instructions to complete your FAFSA form. Afterward, notify the financial aid office at the school you’re planning to attend to request an aid adjustment.

Screenshot of the “Student Financials” section. There are questions and empty text boxes to fill out about 2023 tax return information, including tax filing status; income earned from work; tax exempt interest income; and untaxed portions of IRA distributions.
Report information about your 2023 tax return. If your answer is zero, enter the numeral 0.

Enter your own financial information only. Your parent(s) will enter their financial information when they complete their sections of your FAFSA form. If your answer to any of the questions is zero or if the question doesn’t apply to you, enter the numeral 0. You shouldn’t leave any of the questions blank.

You’ll be asked to enter information about your assets, including your current total of cash, savings, and checking accounts, as well as the net worth of your investments, including real estate, businesses, and investment farms.

Remember: It’s OK if your answer is zero—just enter the numeral 0.

Screenshot continuation of the “Student Financials” section, which asks students to enter the value of assets. There are text boxes to report the dollar amount for the total of cash, savings, and checking accounts; the current net worth of investments, including real estate; and the current net worth of businesses and investment farms.
Enter information about your assets. If your answer is zero, enter the numeral 0.

Instructions for Independent Students

If you’re an independent student, you’ll first answer if you or anyone in your family received certain federal benefits. Then, you’ll respond to a question about your tax filing status.

Screenshot continuation of the “Student Financials” section, which asks students to select all federal programs that they or a member of the family received benefits from. The screenshot shows some of federal programs that the student can select, including “Earned Income Credit (EIC),” “Federal Housing Assistance,” “Free or Reduced Price School Lunch,” “Medicaid,” and the “Refundable Credit for Coverage Under a Qualified Health Plan (QHP).”
Select any options that apply if you or anyone in your family received federal benefits in 2023 or 2024.

Next, you’ll provide information about your family size and the number of people in your family who will be in college during the school year for which you are applying for financial aid.

Because you already provided consent and approval to transfer your tax information directly from the IRS into your form, your federal tax information may not be required in this section. However, you’ll need to provide some additional financial information.

You’ll be asked to enter the amount of child support received for the last complete calendar year (if any). You’ll also be asked to enter information about your assets, including your current total of cash, savings, and checking accounts, as well as the net worth of your investments, including real estate, businesses, and investment farms. Make sure you report the amount for each item requested—if your answer is zero, then enter the numeral 0.

Screenshot continuation of the “Student Financials” section, which asks students to enter the amount of annual child support received. Below that, there are text boxes to enter the dollar amount for the total of cash, savings, and checking accounts; the current net worth of investments, including real estate; and the current net worth of businesses and investment farms.
Report your and your spouse’s combined assets (if you’re married) and the amount of child support received (if applicable).

Inviting Your Spouse to Your FAFSA® Form

If you’re married and filed taxes jointly with your current spouse, you’ll be required to enter your spouse’s information on the next page, but they won’t be a contributor on your FAFSA form. However, if you filed taxes separately, your spouse will be a contributor, and you’ll need to invite them to participate on your form.

Screenshot continuation of the “Student Financials” section, which has text boxes for the student to enter the spouse’s personal information, including their name, date of birth, and Social Security number.
Enter your spouse’s personal information to invite them to your FAFSA® form.

If your spouse already has their own StudentAid.gov account, make sure the information you enter matches exactly what’s included in the “Personal Information” section of their StudentAid.gov account.

If they haven’t created an account yet, ask your spouse how their name appears on their Social Security card and use that. Don’t use any nicknames or suffixes—for example, don’t enter “Johnny” or include “Jr.” or “III” for the names John Paul Jr. or John Paul III.

If your spouse has an SSN, but you’re not sure what it is, ask them for it. Don’t select “My spouse doesn’t have an SSN” if they have one and you simply don’t know it. This can create delays with your form and your eligibility for aid.

If your spouse doesn’t have an SSN, they’ll still be able to create a StudentAid.gov account to fill out their required sections your FAFSA form. Read the “How To Submit the FAFSA® Form if Your Contributor Doesn’t Have an SSN” page for additional instructions if this situation applies to you.

5

Colleges and Career Schools

In this section, you’ll select the schools you’re considering or plan to attend so that they automatically receive an electronic copy of your FAFSA form and can use your information to determine the types and amounts of student aid you may receive.

You can add a maximum of 20 colleges, career schools, and trade schools (and a minimum of one school) to your online FAFSA form. Make sure to include all the schools you’re considering, even if you’re not certain you’ll apply to all of them. You can add or delete schools on your form later.

Search for schools by entering a state, city, and/or the school’s name and then selecting “Search.”

Screenshot of the “Select Colleges and Career Schools” section. Text boxes are provided to enter the state, city, and name of a school. If a school can’t be located when searching by school name or state, there is a tab to search by school code. At least one college or career school must be added.
Search for the colleges, career schools, and trade schools that you would like to receive your FAFSA® information.

Next, you’ll select the correct school(s) from your search results.

Screenshot continuation of the “Select Colleges and Career Schools” section. 5 out of 29 schools are displayed, the results of using the search function. Beside each school, there is a “select” button to select the correct school(s).
Select the correct school(s) from the search results. You can send your FAFSA® information to a maximum of 20 schools.

If you can’t find your school by searching for the school’s state, city, and/or name, you can search by entering the school’s federal school code.

Repeat this process to add each of the schools you want to receive your FAFSA information (up to a maximum of 20 schools).

After you’re done, review your list of schools and then select “Continue” to move to the next section. Note: For the purposes of federal student aid, the order in which you list the schools doesn’t matter. However, some states require that the schools be listed in a specified order for you to be considered for state aid. If this applies to you, the FAFSA form will instruct you to reorder the schools.

6

Signature

You made it! You’re now on the last section of your FAFSA form. Before you sign your FAFSA form, review your responses. You can select “Expand All” to review all your responses or you can expand each section individually.

Screenshot of the student review page. Each of the previous four sections can be expanded or collapsed to review the answers.
Make sure to review all the responses that you provided on your FAFSA® form. To edit a response, select the question’s hyperlink to be taken to the corresponding page.

To edit or correct one of your answers, select the question’s hyperlink to be taken to the corresponding page of the FAFSA form.

If you’re a dependent student and you invited your parent(s) to your form, or a married independent student and invited your spouse, you’ll also see their information and the status of their sections.

Screenshot continuation of the student review page. The contributor that the student invited to their form is listed for the student to review. An icon beside the contributor indicates that an invite has been sent. There’s a “Manage Contributor Information” hyperlink that can be used to update the contributors if needed. Below that, the parent sections of the FAFSA form are listed with a gray circle beside each section to indicate they are not completed yet.
Review the “Contributor Section” to see the status of your contributor invite

Once you’ve checked that your FAFSA answers and contributor information are accurate, review the terms and conditions of what you’re agreeing to by signing your form.

When you’re ready to sign your form, select the checkbox saying you agree to the terms and then select the “Sign” button.

Screenshot of the signature page. The terms and conditions of the FAFSA form are presented. A checkbox indicates agreeing to the terms, and there is a button below to “Sign” the form.
Review the terms and conditions of the FAFSA® form and then sign your form.

If you have contributors who need to participate on your form, they will need to complete and sign their sections before your form can be submitted.

If you don’t have any contributors, or if your contributors have already completed and signed their sections of your form, congratulations! You have completed your FAFSA form.

Whether or not your FAFSA form is complete, after signing your FAFSA form, you’ll see next steps and information about tracking and managing your form.

Screenshot of the student completion page, informing the student they have completed the student section successfully. The FAFSA form can’t be processed until all contributors complete the required sections. Below that, the contributors are listed, with an icon beside each name describing the status of the contributor as “Invite Sent.” The FAFSA form and contributors can be tracked and managed by selecting the “View Status” button. There is also information about next steps, including checking for an email confirmation and a reminder that contributors still need to enter their information.
If you have a contributor (such as a parent or spouse) who is required to participate on your FAFSA® form, then your form can’t be submitted until they fill out their sections and provide their signature.

After your FAFSA form is processed, you’ll receive an email with your FAFSA Submission Summary. The FAFSA Submission Summary will help you understand your next steps as you prepare to receive financial aid offer letters from schools. It’s important to review your FAFSA Submission Summary closely because you could be selected for verification of your aid eligibility or need to make a correction to your form. Learn about the FAFSA Submission Summary by reading the “What You Need To Know About the FAFSA Submission Summary” article.

To avoid delays with your federal student aid and increase your chances of getting additional aid for school, you’ll want to take a few steps after you submit your FAFSA form.
Read the “7 Things To Do After Submitting Your FAFSA® Form” article to learn what to do next.